Wednesday, February 20, 2019

Reasons why you need Bobtail Insurance in Waterloo, Iowa


If you are driving an 18-wheeler without the attached semi-trailer and making trips with or without the dispatch, you are required to have a special coverage, called Bobtail truck insurance. This covers you and your semi-truck when you're not carrying a trailer or other load. For example, if you drop off a load in Waterloo and bobtail to Ontario to pick up your next load for a different company, bobtail insurance inwaterloo IA will cover you for that portion of the trip. Bobtail insurance is also applied when you drive to your own place in your tractor after dropping off a cargo and the trailer.

It provides limited liability security when the owner is not on dispatch, nor pulling a loaded trailer. For example, when you get your truck cleaned or bring your truck into a shop for maintenance. Once under dispatch, you are covered under the Primary Liability insurance policy of the company that you are leased to. The primary liability coverage is typically responsible for accidents. Trips in which you are taking your semi-truck to a garage for tuning may also not be included.


You can save on a lot of your time and money by working with an expert. Bobtail truck insurance in Waterloo IA provides coverage when you are driving your semi without the trailer regardless of whether or not you are under dispatch. It will apply when you drive your big truck without its cargo trailer, to and from the station or when you are traveling between load transfers without the attached trailer. It will also cover any damage that occurs to your truck, in between.

There are many different types of liability insurance coverage providing various amounts of fortification.  As an owner of a commercial truck, it is suggested that you refer your contract with your transporter to determine which type of insurance coverage you are required to maintain. Since it’s a type of general insurance, you have to renew it after every twelve months. The process is as simple as submitting all the required verified documents to the insurance company. Then, you will have to pay the premium and that’s it, you are insured.

More benefits include that you won’t have to pay for storage charges for a covered truck loss. Gap insurance will help cover the difference on the real money value and the amount still payable on a truck at the time of the damage. If the loss occurs within one year of the date of purchase, carriers will compensate the Federal Excise Duty Tax.

Are you driving your 18-wheeler without its semi-truck and have no Bobtail Insurance in waterloo IA? Your worries will end, just contact Global One Trucking Insurance. They are certified and registered. They have over 10 years of experience in this field and have been striving to provide the best insurance services in town. Your peace of mind is their first priority.